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Loan Rates 

Last updated February 15, 2012

          Set your secured loan up on automatic payments
and
receive 0.25% off your rate. 
 
Rates shown are with discount    

Auto
Effective Date: As of July 21, 2011
TypeRateTermAmount

Brand New (Untitled) Vehicles

     
  4.25% 72 Months $22,000.00 and over
  4.25% 60 Months  
  3.75% 48 Months  
  3.25% 36 Months  

2008 - 2012

     
  4.25% 72 Months $22,000.00 and over
  4.25% 60 Months  
  3.75% 48 Months  
  3.25% 36 Months  

2005 - 2007

     
  5.25% 60 Months  
  5.25% 48 Months  

2003 - 2004

     
  5.25% 60 Months $12,000.00 and over
  5.25% 48 Months  

2001 - 2002

     
  6.25% 48 Months  

2000 and Older

     
  6.25% 36 Months  

Motor Homes, Travel Trailers, Campers, Boats
Effective Date: As of July 21, 2011
YearAmountRateTerm
2007-2012      
  Up to $5,000 5.25% 48 Months
  $5,000 to $10,000 5.25% 60 Months
  $10,000 and over 5.25% 120 Months/3 yr balloon
2005 - 2006      
  Up to $5,000 5.25% 48 Months
  $5,000 to $10,000 5.25% 60 Months
  $10,000 and over 5.25% 120 Months/3 yr balloon
2004 and Older      
  Up to $5,000 6.25% 48 Months
  $5,000 to $10,000 6.25% 60 Months
  $10,000 and over 6.25% 120 Months/3 yr balloon

Other Vehicles
Effective Date: As of July 21, 2011
Recreational vehicles, 4 wheelers, motorcycles, golf carts, snowmobiles, jet skis, riding mowers/tractors *If financing more than $10,000.00 refer to the Auto Rates listing.
YearRateTerm
2012 - 2007    
  5.25% 48 Months
  5.25% 36 Months
2006 and Older    
  6.25% 48 Months
ATVs over $10,000    
  5.25% 60 Months

Miscellaneous Secured
Effective Date: As of July 21, 2011
TypeRateTerm
New 5.25% 48 Months
Used 6.25% 48 Months

Unsecured
Effective Date: As of July 21, 2011
AmountRateTerm

UNSECURED
LOAN SPECIAL

7.00%

42 Months
Maximum of $7,500.00

$5,000.01 to $7,500.00 12.00% 60 Months
  11.00% 48 Months
$5,000.00 and under 10.00% 36 Months
30-60-90 Day Notes 15.00%  

Share Pledge
Effective Date: As of July 21, 2011
Rate
4.00%

Credit Cards - Platinum
Earn Rewards!
Rate
12.90%

Home Equity
Effective Date: As of April 20, 2011
Rate
6.00*
*Variable Rate. NO Application Fee!! Save $100

*Rates and terms are subject to change without notice. All loan applications are subject to credit approval with parameters as stated in the loan policies.
*All loan rates are Annual Percentage Rates (APR).

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act