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Saving Rates

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Savings Rates

Last updated December 19, 2024

Savings Rates
Effective Date: Monday, November 9th, 2026
*Fees may reduce earnings*
NameRateAPY
Regular Shares
Min. $10 - No Fees
n/a n/a
Regular Shares
Min $100 - No Fees
0.15% 0.150%
Life Savings (No longer Offered)
No Fees
0.15% 0.150%
40 Shares
Min $2,500 - No Fees
0.25% 0.250%
IRA Variable Rate Shares
No Fees
1.25% 1.256%
IRA 36 Month CD
No Fees
4.25% 4.318%
Share Drafts
No Minimum
0.00% 0.000%
Health Savings Account 0.00% 0.000%

Share Certificates
Effective Date: Monday, November 9th, 2026
Minimum deposit $1,000.00, Youth Under 18 Minimum $500.00
*Fees may reduce earnings*
TermRateAPY
6 months 3.80% 3.836%
12 months 3.85% 3.906%
24 months 4.00% 4.060%
36 months 4.25% 4.318%
48 months 4.30% 4.370%
60 months 4.30% 4.370%
SPECIAL OFFER: 9 months 4.10% 4.121%

*Annual Percentage Yield