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04/26/2025: 2025 Annual Meeting Update

The annual meeting of the Baraga County Federal Credit Union was held at the L'Anse American Legion on April 26, 2025. You can download a copy of our 2024 Annual Report here.

Accepting Bids

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For Sale

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Fraud Don't get hacked by Fraudsters

Our MOBILE APP is now available!

You can download our app from the Apple store or Google Play, depending on the kind of device you have.  The app is called the Baraga County Federal Credit Union Mobile app.  You are able to find it by searching the whole name or just a word or two.

Debit Card Fraud Management

If suspicious transactions are identified, you will receive a call from Card Member Security.  If the transaction(s) is fraudulent, you will be transferred to a live person at Card Member Security to help you take the necessary precautions to protect your cards and related accounts.  If the recent activity is legitimate, members will be able to close the case with the phone attendant using their touch-tone phone.

As always, when the Fraud Center calls you to confirm transactions, they will not ask for any personal information, nor will they ask for your entire card number.

If you have any questions, please contact us at (906) 524-6151.

Important Phone Numbers

Beware of Phishing Attacks

Phishing is not a new scam; we have heard of it for years.  Criminals use e-mail, telephone, and text scams to obtain an unsuspecting consumer's personal information.  Once a criminal has this information, he or she will use it for personal gain, including identity theft.

A couple years ago, financial institutions have reported phishing text scams which include an automated text to cell phone holders.  The generic message may read, "Federal Credit Union ALERT: Your CheckCard has been temporarily LOCKED.  Please call Card Services line (407) 574-2992."  DO NOT CALL THIS NUMBER; this is a phishing attemptAt this time, Baraga County Federal Credit Union does not participate in text messaging or e-mail to notify members of suspicious transactions.

Please remember to verify who you are speaking with.  Baraga County Federal Credit Union will not ask for personal information when calling to verify transactions.

We have a third party track suspicious transactions; if you receive a call from Cardmember Security, they will only ask for your name.  If you return a call from them, they will only verify the last four digits of your Social Security Number and/or your Date of Birth.  If you receive a suspicious call or do not feel comfortable speaking with Cardmember Security, please contact the Credit Union as soon as possible.

Finally, if you suspect your card has been compromised, contact the Credit Union immediately.


Youth Scholarship

$1,000 Scholarship offered to High School Students

ATTENTION HIGH SCHOOL SENIORS!

The Baraga County Federal Credit Union offers two $1,000 scholarships for eligible students who are enrolling in college or a trade program upon their high school graduation. Applications will be available from your school counselor or at the Credit Union the year of your graduation.
 

Click here for a fillable copy of the application


The purpose of Baraga County Federal Credit Union scholarships is to recognize and assist members in the achievement of their educational and citizenship potential.  Accordingly, two $500.00 scholarships will be awarded to a senior class student who is a member of the credit union. Limit one scholarship awarded per school.  APPLICANT QUALIFICATIONS:

  1. Must be High School Senior at the time application is submitted.
     
  2. Must obtain his/her School Counselor's signature verifying enrollment in present high school and verifying GPA.
     
  3. Must have GPA of 2.5 or higher.
     
  4. Must Be a Member in good standing at Baraga County Federal Credit Union, with an account established a minimum of six (6) months prior to submitting an application.
     
  5. Must sign and complete Release.


SELECTION COMMITTEE The Baraga County Federal Credit Union Scholarship Selection Committee will review all applications and make selections based upon qualifications and information provided.
 

PAYMENT OF FUNDS:  The Baraga County Federal Credit Union will make payments directly to the recipient upon receiving proof of registration and enrollment.
 

2025 WINNERS ARE:
L'Anse Area Schools - Nataleigh Aleo

Baraga Area Schools - Isabella Westman